Defence against data breaches, ransomware, and digital business interruption.
Cyber insurance covers the costs of a digital incident — ransomware, data breach, business interruption from a system outage, and the regulatory fallout that follows. For any business that stores customer data or depends on digital systems, it's become as essential as property cover.
We place cyber cover with insurers who actively underwrite the class — not legacy policies that silently exclude modern attack vectors. The right policy pays the ransom, funds the forensic investigation, and handles the regulator.
Forensic investigation, legal advice, regulator notification, and customer notification costs.
Ransom payments (where legal), negotiation services, and restoration costs after an attack.
Lost revenue while systems are down, including dependent business interruption when a supplier is hit.
Cost of rebuilding data, systems, and digital assets after an attack or system corruption.
POPIA, GDPR, and other regulator-imposed penalties where insurable by law.
Claims from customers, suppliers, or partners whose data or systems were affected by a breach originating with you.
Retail, healthcare, professional services, financial services — anyone holding identifiable customer information is a POPIA target if breached.
Businesses that can't trade when systems go down — e-commerce, logistics, SaaS, and digital agencies.
Healthcare, financial services, legal firms — where data obligations are strictest and regulatory fines are largest.
We analyse your risk profile in depth — exposures, loss history, contractual obligations, and strategic priorities — so the placement reflects your actual business, not a template.
We structure and negotiate terms across our panel of domestic and international insurers, selecting wordings and limits calibrated to the specific risks identified.
Through the life of the programme we manage renewals, mid-term changes, and claims — acting on your behalf in every conversation with the insurer.
A named advisor will walk through your current cover, flag likely gaps, and outline where the market is pricing competitively.