Global coverage for leisure and business travel. Medical, cancellation, and baggage protection.
Outside your home country, local medical, liability, and property cover rarely follows you. Travel insurance fills that gap — most critically the cost of overseas emergency medical treatment and evacuation, which can exceed six figures in the wrong destination.
OceanMind places single-trip, annual multi-trip, and corporate travel programmes — with specific attention to medical limits, evacuation capacity, and the handling of pre-existing conditions.
Overseas medical treatment, hospital stays, and emergency evacuation or repatriation — often the single largest cost abroad.
Non-refundable costs when a trip is cancelled or cut short due to illness, bereavement, or other covered reasons.
Loss, theft, or damage to luggage — plus delayed-baggage cover for essentials while you wait.
Compensation for extended delays, missed connections, and alternative transport costs.
Third-party cover if you accidentally injure someone or damage property while travelling.
One policy covering unlimited trips within a year — usually cheaper than separate policies once you travel more than twice a year.
Family holidays, adventure trips, and extended stays. Cover scaled to destination, duration, and activities.
Annual cover for frequent domestic and international trips — with corporate extensions like equipment cover and political-risk evacuation.
Long-stay cover for studies, internships, and extended journeys — where standard short-trip policies don't apply.
We analyse your risk profile in depth — exposures, loss history, contractual obligations, and strategic priorities — so the placement reflects your actual business, not a template.
We structure and negotiate terms across our panel of domestic and international insurers, selecting wordings and limits calibrated to the specific risks identified.
Through the life of the programme we manage renewals, mid-term changes, and claims — acting on your behalf in every conversation with the insurer.
Credit-card travel cover is often basic — medical limits are frequently low, many activities are excluded, and cancellation cover is limited. It's a useful backup but rarely adequate on its own, especially for trips outside southern Africa or anything involving adventure activities.
Pre-existing medical conditions (unless declared and accepted), high-risk activities not listed (extreme sports, motor racing), travel against official advisories, and claims where you were under the influence. Reading the exclusions before you travel matters more than most people realise.
If you travel twice a year or more, annual multi-trip is almost always cheaper. It also means you're covered for unplanned trips without needing to buy cover each time. For one big trip a year, single-trip policies sized to the actual journey are usually better value.
If you're seriously injured or ill abroad, you may need to be flown to a hospital with adequate facilities — or home — by air ambulance. These flights cost tens of thousands of dollars. Evacuation cover is the single most important line on a travel policy and the reason people buy it in the first place.
Contact the policy's 24/7 assistance number — not us — first. They authorise treatment, arrange evacuation, and liaise with local hospitals. We support you on the admin side once you're home, but the real-time response goes through the assistance provider.
A named advisor will walk through your current cover, flag likely gaps, and outline where the market is pricing competitively.